The New and the Old
eabody River Asset Management reflects New England's culture of innovation and tradition, and industry and thrift. We draw upon rigorous systematic thinking by academic economists and investment professionals, and we selectively use new financial products and management techniques. We are discriminating in their application, and we avoid fashionable financial products that incur high expenses. Many years of professional experience have taught us that rote processes will not soon supersede maturity of judgment in the stewardship of the portfolios of individuals, who have complex circumstances and diverse needs. The combination of new methods and old traditions of portfolio management enables us to customize your portfolio to your needs and circumstances.
Our Approach to Investing
The essence of intelligent investing is to achieve a balance of return and risk that is appropriate for the investor.
moreThis is why we work with you to understand your current financial status, your expected financial inflows, your objectives or goals, and your investment horizon. We view your situation comprehensively. No one's finances exist in complete isolation. If you are an individual, we try to understand the investment context of your family and obligations; if you are an institution, we try to understand the investment context of your donors and beneficiaries. We also work with you so that you share our understanding of both the likely rewards and the possible risks that come with investing.
We believe in keeping your costs low.
moreIf you are an individual, we are sensitive to the tax consequences of your investments. By avoiding unnecessary expenses, we try to improve likely returns without taking on additional risks. Moreover, custom discretionary wealth management is a premium service, and we believe that it is therefore inappropriate to layer our fee on top of high fees charged by other investment products, like most mutual funds. We invest in individual securities and in low-cost investment vehicles.
